PAUL RICHMAN
Mortgage Loan Originator
NMLS 1299747
(561) 702-0464
Licensed in , Florida,
New Jersey and Pennsylvania
A Personalized Mortgage Experience.
The Service You And Your Family Deserve.
When you’re buying a new home, the perfect mortgage is the one that fits your family budget and is worry-free. When working with Paul Richman at Choice Mortgage Group (NMLS# 2275047) every effort is taken to translate your priorities into a worry-free mortgage experience with:
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A simple loan application process
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A review of all mortgage options
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The best possible rate and terms
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Personalized service from an experienced lender
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Closing on-time with confidence
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Every last detail considered
Whether you're a first time home buyer or if you have purchased a home before, it's an exciting time when you take the keys to your new home. That means your mortgage lender must be well-prepared, responsive and attentive to you every step of the way.
"This is the second home we've financed with Paul Richman of Choice Mortgage Bank. His expertise, concise communication and rapid loan closure is amazing! He is dedicated to his clients and made the process and a fast closing easy! Paul Richman of Choice Mortgage Bank is the Best in the business!!!"
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- Brenda and John G.
Paul Maximizes Your Options with
Flexible Home Lending
When working with Paul, you'll get a loan with the best financing terms, down payment and interest options available. If you need a market analysis to ensure you get maximum loan value, Paul will make it happen. Paul and his team have been providing a worry-free mortgage experience to thousands of home buyers and realtors for over 20 years.
Paul Richman with Brenda and John G. and their Realtor Bernard Boni after another successful closing.
Conventional Mortgage
Conventional, or conforming mortgage adheres to the guidelines set by Fannie Mae and Freddie Mac. It may have either a fixed or an adjustable rate.
VA Loan
Guaranteed by the United States Department of Veterans Affairs (VA), VA Loans provide home financing to eligible veterans with no down payment and preferred terms.
Portfolio
A specialized loan that is originated by a lender and then held in portfolio for the life of the loan. These type of loans fall outside the guidelines of FHA and Conventional Mortgages.
Refinance
Replacing your current mortgage loan with an new loan to obtain a better interest rate, better terms, or to get cash out of the home.
Non-Prime Loan
Non-Prime loans offer flexibility outside of government lending standards and often used when income documentation is not readily available.
FHA Loan
A government- backed mortgage insured by the Federal Housing Administration (FHA), FHA home loans can be secured with a credit score as 500 and as little as 3.5%.
Loan terms and rates will vary depending on individual credit.
Paul Richman, Mortgage Loan Originator(1299747)
Choice Mortgage Group (2275047)
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Meet Paul Richman
Experience. Integrity. Transparency.
Paul has built an exceptional reputation with thousands of families, individuals and realtors as someone who is reliable and who always delivers a great mortgage experience. When you work with Paul, expect that he will always be available to you and promptly, personally returning every call and email. You will never be passed off to another broker and you will always know where you stand throughout the lending process.
Paul brings vast experience and knowledge that started back in 2003 in an industry that has seen significant change. He and his team at Choice Mortgage Group #2275047 will cover every detail so you get the best possible mortgage that closes on time.
He knows all of the in's and out's of mortgage lending and has an unparalleled ability to fit the right loan for each individual situation. Paul understands the importance of long-term security that comes with owning a home and that comes with the relationships he builds with his customers.
Paul was born in Philadelphia, Pennsylvania and moved to Boca Raton in 1990. He's a family man devoted to his beautiful wife and two children. With an avid love for sports, Paul has volunteered his time coaching baseball in the South Florida area as well as coaching for the JCC Maccabi Games.